KIESHA McFADDEN CHECKING IN WITH... THE NEW YEAR IS HERE... AND SO ARE SOME AMAZING LOAN PRODUCTS FOR 2022. > New increase in 2022 loan limits for Maricopa County • Conventional $647,200 • FHA $420,680 > Investors (this one is for you): My new Investor Cash Flow product • Available on SFRs, 2-4 Units, Condos, Townhomes, Condotels, and Non-Warrantable Condos • Qualify on cash flow • Loan amounts up to $2M • Non-Owner Occupied only • No reserves required ≤ 75% LTV • No income or job verification • 5yr/7yr ARM & 30-year Fixed • Reconciled rent estimate based on 1007 or lease agreement > Down Payment Assistance • This product used to be for first-time homebuyers and had income limits. Great news, those stipulations are now a thing of the past. Not only can you take advantage of DPA, but now everyone can. DPA is available for both Conventional and FHA loans. > Self-Employed • It’s baaacckkk. Yes, it’s true. My 12-month and 24-month bank statement program is back for all SELF-EMPLOYED clients. > Reverse Mortgage • We’ve all heard the stats: 10,000 Americans a day turning 62. Older homeowners sitting on more than $7 trillion in home equity. Average retirement savings less than $60,000. The need is there, and I offer a full range of reverse products. I understand in the past there has been a lot of uncertainty when it comes to reverse mortgages. I know the importance of understanding these programs thoroughly and making sure my clients enter into their new loans with reverse mortgage knowledge and confidence. These are just a few of the products we have to offer at Tolis Mortgage Financial Group, LLC. If you have questions about any of these products or would like to learn more about other products I offer, please do not hesitate to reach out. HAPPY NEW YEAR! 16930 E. Palisades Blvd., Fountain Hills, AZ 85268 NMLS #1467650 KIESHA MCFADDEN 480.252.9365 Kiesha@TolisMortgageUSA.com NMLS #198458

A ndrea Moseley, the president and CEO of AWE Corporate Interiors, has more than 37 years of success in the commercial furniture industry. Her long association with the industry and the local market prompted her to create AWE Corporate Interiors in 2004. She com bines her knowledge of furniture products and applications for a variety of budgets, needs and desires to ensure client satisfaction. AWE Corporate Interiors’ focus has always been commercial furniture for corporations, healthcare and hospitality spaces. However, since the start of the pandemic, the company has received many requests for a more comfortable chair, sit-to-stand workstation, and storage that doesn’t take up a lot of space in the home. It’s obvious at this point that some people are working remotely permanently. For those staying at home, one décor project that has been the priority is the office. Moseley shares professional tips and trends, whether you are planning a new working environment in your home or need to refresh your current office space. MODERN Perrine Adams I Lifestyle Editor HOME OFFICE Create a stylish and functional working space A well-designed home office can spark productivity, according to Andrea Moseley (above) . KEY TO THE GOOD LIFE { style unlocked } FRONTDOORS MEDIA | 29 | JANUARY 2022