Make a Tax Credit Donation to Support a Violence Free Arizona Use tax code: 20559 It's not too late! Over the last 30 years, New Life Center (NLC) has grown from a small 8 bed shelter in a dormitory, to the largest domestic violence and sexual assault shelter in Arizona, helping thousands of survivors each year thrive in their new lives free from violence. In addition to our newly launched PAWS Program, Protecting Animals With Survivors, NLC is also introducing a comprehensive prevention program, Kaity's Way, in 2022. New Life Center relies heavily on grants and donations from businesses and individuals throughout the valley. This year, consider supporting our mission to end domestic violence in Arizona while increasing your tax refund! Get up to $800 increased on your taxes. Visit our website www.newlifectr.org to make an online contribution!

KIESHA McFADDEN CHECKING IN WITH... WHAT’S THE RATE!? Ok readers, I have a secret — and I’m going to share it with you. Your mortgage isn’t just ALL about the interest rate. Yep! I know being able to say you have the lowest interest rate than all the other people standing around the water cooler feels super great and glamorous and gives you all the bragging rights. But here’s the deal. There are many factors to consider when looking at your interest rate. And based on these answers, a lower or even the lowest rate may not be best for you (or make that big of a difference overall!). Your equity in your home plays a significant factor in the interest rate you receive, along with your credit score. Another thing to consider is, how long are you staying in the home? And, how much are you paying for the lower rate? What’s your break-even? Do you currently have private mortgage insurance? Another consideration is, do you have other high interest credit cards and consumer debt that you could pay off with your home equity? Or could you use equity in your home to invest in other projects that will return you a much higher rate of return than the interest you pay on your home? There’s a lot to think about, other than just “what’s the interest rate?” when shopping for a mortgage. Make sure to speak with a licensed mortgage professional to get accurate information and review your goals, your current situation, and what works best for you and your mortgage. I would be honored to be that professional. SAVE THE DATE Mark your calendars! Amanda Hope Rainbow Angels will be celebrating their 10 th Annual Night of Hope Gala this year. This gala will be like no other as we celebrate 10 years of helping our little warriors and putting an end to childhood cancer. If you’re interested in attending this event by sponsoring or purchasing a table, please visit amandahope.org 16930 E. Palisades Blvd., Fountain Hills, AZ 85268 NMLS #1467650 KIESHA MCFADDEN 480.252.9365 Kiesha@TolisMortgageUSA.com NMLS #198458